We only entertain clients who have an existing checking account because we receive our clients’ loan payments through post-dated checks (PDCs). Also, part of the eveluation process is knowing how well the applicant manages his finances, through check issuance.
The interest rate is subject to the approval of the credit committee. The rate may vary depending on the loan amount as well as term length. We welcome interested applicants to submit an application and talk to us for any requests.